Welcome Duncan McRae Clients

I hope this letter finds you well. I am writing to inform you of an important change regarding your financial advisory services. I will be retiring from the investment business effective July 17, 2026. I am grateful to have had the opportunity to serve you for many years and take pride in the progress you’ve made in working toward your financial goals.

I was compensated for this move based on finding you an advisor that has a similar market outlook and one that would provide you with a very high level of service. After careful consideration, I am pleased to introduce Jeff Partridge, who will be taking over your account(s).

Though you are not required to remain with Partridge Financial, I will share that Jeff and his team are highly qualified professionals with outstanding experience in financial planning. They have a respected track record of helping clients pursue their financial goals.

Your financial planning strategies and investments will remain unchanged while Jeff and his team work closely with you for a seamless transition. There is no action required on your part at this moment. If you want to discuss any questions you may have and to get acquainted with Partridge Financial, here is the contact information:

· Phone: 605-791-7278 · Email: jeff@partridgefinancial.com

· Office: 1136 Jackson Blvd. Rapid City, SD 57702

I want to take this opportunity to express my sincere gratitude for the trust and confidence you have placed in me over the years. It has been a privilege to work with you and help you navigate your financial journey. I am confident that Jeff and his team will provide you with the same dedication and expertise.

I wish you all the best in your future endeavors.

Regards,

Duncan McRae / 605-863-2632 /